It’s called the “American Dream” or “The Pride of Home Ownership.” Becoming a first time home owner has been and always will be one of the most important and exciting steps you will take in your life – being able to design your own yard, pick your own paint, upgrade appliances, etc. Of course, there’s also tax and interest deductions you may be able to take advantage of as a home owner.
There are many different factors to consider before you set out on the journey of buying a home. At Equisouth Mortgage, we are here to educate and guide you every step of the way. We want to help in making your dream of owning your first home a memorable and stress-free process. At Equisouth Mortgage, our goal is to make sure you are in the right home, at the right time, for the right price and most importantly within your budget.
Remember when owning a home, there can be some additional expenses:
- Property taxes
- Homeowner’s insurance
- Association fees
- Mortgage insurance
Keep in mind you will now be able to take advantage of the significant interest and tax write off which are unavailable as a renter. (Please check with a tax professional for more information)
Talk with one of our Mortgage Consultants. We will get you prequalified or preapproved and help you determine what price range will best suit your needs. We will evaluate your income, debt, and credit score to make recommendations regarding the different types of loan programs available.
Please use the Mortgage Calculator provided to help you determine your monthly payments. Please contact us anytime with questions you may have. We look forward to hearing from you!