Equisouth Mortgage Incorporated Logo

Where home loans happen... Call now!


Old couple refinancing

Your home is your biggest investment. It’s also your biggest asset. When you get a mortgage to help you purchase your home, you’re making a serious commitment to your lender. But, your situation can change after you’ve made this commitment, and sometimes it makes sense to make a change to your home financing.

Does refinancing make sense for you?

No prepayment penalty on any loan!


Here yesterday, here today, here tomorrow.


No application fees. Free prequalification.

It’s possible that after you’ve gotten your mortgage, you can find a lower rate, or a shorter-term mortgage. Depending on how much you owe on your existing mortgage, how long you plan on remaining in your home, and the difference between rates, refinancing could save you thousands of dollars in interest.

Save money on interest with refinancing

How can you be sure if refinancing is right for you? Talk it over with our financing experts. At Equisouth Mortgage, Inc., we’ve helped thousands of Alabama residents get the best deal on their mortgage. We’d love to help you make the right financial choices. We can also help you with pre-approval and debt consolidation services.

Complete refinancing and home buying services

Call us now to see if refinancing is right for you.




Record-low interest rates have many homeowners considering refinancing their mortgages.


When deciding whether to refinance, a key determiner should be how long you plan to stay in the house. According to mortgage experts, on average, people stay in their home for seven years. If you intend on staying in your home for that long, and you can get a better interest rate, it generally makes sense to refinance since you’ll likely recoup the closing costs over your time there. For those looking to move in a couple of years, refinancing might not make financial sense.