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Where home loans happen... Call now!

334.409.9300

The home purchasing process is about more than just searching for the right home. As important as it is to find the right house in the right neighborhood, there are also serious questions of financing and expenses that need to be addressed. Having the right partner makes all the difference; that’s why you need Equisouth Mortgage, Inc. on your side.

We'll answer your home buying questions

No prepayment penalty on any loan!

 

Here yesterday, here today, here tomorrow.

 

No application fees. Free prequalification.

Our team members understand how exciting this step is for you. But, more importantly, we have more than 100 years of combined mortgage lending experience, so we can help you make the most informed choices when it comes to buying your home.

The experience to help you

It’s important to remember that the final home purchase price isn’t the only expense you’ll incur as a homeowner. In addition to your monthly mortgage payment, there are also insurance, property taxes, and upkeep expenses to consider. When you speak with one of our mortgage professionals, we’ll help you examine your home purchase from every angle, including the various mortgage programs available.

Understand every aspect of home buying

Call us today so we can help you with your home purchase.

334.409.9300

Equisouth made buying a home easy as pie. We had been on a wild goose chase with other "big bank" lenders. Calls were not returned and there was no solid point of contact. No one offered the same service that Equisouth provided. Not only were all of our questions answered in easy to understand terms, but we were treated with respect and dignity. We will definitely use them again.

 

-Logan and Jennifer in Prattville

cta-icon Family with a new house

It’s called the “American Dream” or “The Pride of Home Ownership"

Becoming a first time home owner has been and always will be one of the most important and exciting steps you will take in your life – being able to design your own yard, pick your own paint, upgrade appliances, etc. Of course, there’s also tax and interest deductions you may be able to take advantage of as a home owner.

 

There are many different factors to consider before you set out on the journey of buying a home. At Equisouth Mortgage, we are here to educate and guide you every step of the way. We want to help in making your dream of owning your home a memorable and stress-free experience. At Equisouth Mortgage, our goal is to make sure you are in the right home, at the right time, and at the right price.

 

Remember when owing a home, there can be additional expenses:

  • Property Taxes

  • Homeowner's Insurance

  • Homeowner's Association Fees

  • General Upkeep

 

Keep in mind you will now be able to take advantage of the significant interest and tax write off which are unavailable as a renter. (Please check with a tax professional for more information).